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. Loan Performance Summary for all_loans : . | All Loans | | ROI: | -1.5% (+-0.34%) | | Rate of Loss: | 15.73% | | Total Lent: | 50,223 loans, $306,902,723 | | Remaining: | $86,928,835 | | Net Gain: | $-4,997,300 (+-$1,118,728) | | Prosper Rating: | C | | Interest Rate: | 18.53% | | Loan Age: | 21.8 months |
| | Post SEC Registration Loans | | ROI: | 9.16% | | Rate of Loss: | 8% | | Total Lent: | 21,287 loans, $128,342,501 | | Remaining: | $86,928,835 | | Net Gain: | $6,992,386 | | Prosper Rating: | C | | Interest Rate: | 20.26% | | Loan Age: | 10 months |
| | Pre SEC Registration Loans | | ROI: | -4.68% | | Rate of Loss: | 18.04% | | Total Lent: | 28,936 loans, $178,560,222 | | Remaining: | $0 | | Net Gain: | $-11,989,686 | | Credit Grade: | B- | | Interest Rate: | 17.29% | | Loan Age: | 36 months |
| . | Loan_Breakdown | Loans | Remaining | Original_Principal | | Current: | 14,370 | $71,775,070 | $90,182,219 | | Issued: | 1,534 | $11,908,757 | $11,908,757 | . | Loans Paid off: | 22,123 | $0 | $127,797,304 | | Late 1-14: | 91 | $386,067 | $450,164 | | Late 15-30: | 191 | $817,112 | $1,009,858 | | Late 31-120: | 471 | $2,030,121 | $2,451,578 | | Defaults: | 11,443 | $50,431,278 | $73,102,843 | Losses on delinquent loans are calculated according to the following table: 1-14 day late: 0%-60% loss 15-30 day late: 30%-90% loss 31-60 day late: 60%-100% loss 61-90 day late: 80%-100% loss 91-120 day late: 90%-100% loss defaulted: 98%-100% loss **Note** This data does not reflect any buying or selling activity on FolioFn.
| | Average Loan Profile (weighted by loan or bid size) |
| Size: | $6,111 | Inquiries: | 2.1 | | . | Open Lines: | 8 | Total Lines: | 26.2 | | | % Utilization: | 45% | Revolving Debt: | $19292 | | | DTI=N/A: | 7% | DTI: | 33% | | 7yr DQs >0: | 28.2% | 7yr DQs:* | 11.6 | | Current DQs >0: | 19.2% | DQ Amount:* | $3520.2 | | 10yr P.R. >0: | 19.2% | 1yr P.R. >0: | 1.5% | | Income: | $64004 | Credit History: | 15 yrs | | Repeaters: | 19.1% | Payments: | 20 | | Blenders: | 10.2% | Lent: | $3,878 | 'Repeaters' are loans to repeat borrowers. 'Payments' are average # of payments made by repeat borrowers. *'7yr DQs' and 'DQ Amount' are averages of all values greater than zero. |
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Partial Performance Breakdown FT=first time borrowers only; RB=repeat borrowers only (breakdowns include only billed loans) | | Loans | | ROI | | Loss | | Age(m) |
| Total Lent | | Current |
| Paid Off | | Late | | Defaulted | | All | -1.5% | 15.7% | 21.8 | (48689) | $294,993,966 | (14364) | $71,775,070 | (22123) | $127,797,304 | (753) | $3,233,300 | (11443) | $50,431,278 | | All First Time | -2.6% | 16.6% | 24.1 | (39284) | $239,257,494 | (9278) | $46,080,760 | (19051) | $111,248,337 | (523) | $2,271,412 | (10427) | $46,148,879 | | All Repeat | 5.5% | 10.6% | 14.1 | (9405) | $55,736,472 | (5086) | $25,694,310 | (3072) | $16,548,967 | (230) | $961,888 | (1016) | $4,282,399 | | All Blenders | 4.1% | 8.2% | 22.4 | (5101) | $31,015,534 | (1147) | $5,957,337 | (3461) | $18,928,711 | (48) | $190,581 | (443) | $2,307,211 | | | Prosper Rating | | ROI | | Loss | | Age(m) |
| Total Lent | | Current |
| Paid Off | | Late | | Defaulted | | AA FT | 5.9% | 2.2% | 16.2 | (1524) | $11,757,882 | (743) | $4,606,119 | (743) | $4,541,049 | (8) | $29,907 | (30) | $200,175 | | A FT | 5.3% | 4.2% | 17.5 | (2901) | $21,826,569 | (1342) | $8,197,792 | (1394) | $9,398,078 | (32) | $152,254 | (132) | $724,855 | | B FT | 6% | 6.4% | 15.9 | (3082) | $23,511,794 | (1477) | $9,792,189 | (1356) | $9,655,456 | (47) | $260,237 | (202) | $1,129,761 | | C FT | 7.9% | 10.3% | 16.3 | (967) | $4,818,851 | (571) | $1,875,751 | (279) | $1,275,275 | (31) | $108,639 | (85) | $411,004 | | D FT | 2.5% | 11.9% | 20.2 | (6597) | $45,062,153 | (2657) | $12,642,416 | (2879) | $21,097,516 | (186) | $896,974 | (874) | $5,074,193 | | E FT | -3.1% | 17.7% | 21.8 | (3817) | $26,379,863 | (1434) | $5,934,781 | (1502) | $11,370,502 | (142) | $598,145 | (739) | $4,914,643 | | HR FT | -9.1% | 22.6% | 24.4 | (2572) | $17,220,247 | (1054) | $3,031,713 | (848) | $6,820,782 | (77) | $225,256 | (591) | $4,609,926 | | N/A FT | -6.9% | 21.7% | 36 | (17824) | $88,680,135 | () | $0 | (10050) | $47,089,679 | () | $0 | (7774) | $29,084,323 | | AA RB | 4.9% | 2.3% | 15 | (437) | $3,063,505 | (225) | $1,218,146 | (205) | $1,125,676 | () | $0 | (7) | $56,919 | | A RB | 6.9% | 3% | 12.2 | (1527) | $11,423,429 | (959) | $6,133,091 | (508) | $3,324,285 | (20) | $97,788 | (39) | $168,194 | | B RB | 12% | 1.3% | 8.3 | (594) | $4,698,812 | (486) | $3,368,535 | (99) | $638,501 | (2) | $1,979 | (7) | $29,702 | | C RB | 8.6% | 6.7% | 12.4 | (1363) | $9,534,643 | (796) | $4,925,976 | (471) | $2,980,763 | (27) | $141,888 | (69) | $367,469 | | D RB | 7.5% | 10.7% | 13.8 | (1838) | $11,078,938 | (1134) | $5,326,449 | (497) | $3,010,038 | (56) | $280,087 | (151) | $820,864 | | E RB | 6.6% | 14.2% | 14.1 | (1646) | $7,631,110 | (903) | $3,430,428 | (481) | $2,115,884 | (69) | $290,567 | (193) | $733,767 | | HR RB | -0.9% | 20.3% | 23.3 | (1496) | $6,550,657 | (583) | $1,291,686 | (517) | $2,347,774 | (56) | $149,580 | (340) | $1,574,449 | | N/A RB | -2.1% | 20.3% | 36 | (525) | $1,830,565 | () | $0 | (315) | $1,081,233 | () | $0 | (210) | $531,034 | | | Year | | ROI | | Loss | | Age(m) |
| Total Lent | | Current |
| Paid Off | | Late | | Defaulted | | 2006 | -3.6% | 18% | 36 | (5902) | $28,124,699 | () | $0 | (3609) | $17,434,132 | () | $0 | (2293) | $7,239,780 | | 2007 | -6.9% | 19.8% | 36 | (11460) | $80,787,786 | () | $0 | (7027) | $46,585,965 | () | $0 | (4433) | $23,120,488 | | 2008 | -2.6% | 16.1% | 36 | (11552) | $69,569,050 | () | $0 | (7820) | $45,749,564 | () | $0 | (3732) | $16,307,181 | | 2009 | 8.4% | 7.1% | 27.7 | (2047) | $8,914,396 | (858) | $1,094,137 | (909) | $3,926,827 | (51) | $79,939 | (228) | $763,333 | | 2010 | 9.6% | 7.1% | 19 | (5652) | $26,940,486 | (3248) | $8,725,045 | (1731) | $8,098,668 | (185) | $560,522 | (485) | $1,650,755 | | 2011 | 8.9% | 9.1% | 6.6 | (11228) | $75,138,013 | (9453) | $56,766,965 | (991) | $5,859,761 | (510) | $2,552,781 | (272) | $1,349,743 | | 2012 | 15.7% | 3.4% | 1.3 | (826) | $5,440,849 | (805) | $5,188,922 | (14) | $63,700 | (7) | $40,058 | () | $0 |
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