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. Loan Performance Summary for all_loans : .
All Loans
ROI:-1.5% (+-0.34%)
Rate of Loss:15.73%
Total Lent:50,223 loans, $306,902,723
Remaining:$86,928,835
Net Gain:$-4,997,300 (+-$1,118,728)
Prosper Rating:C
Interest Rate:18.53%
Loan Age:21.8 months
Post SEC Registration Loans
ROI:9.16%
Rate of Loss:8%
Total Lent:21,287 loans, $128,342,501
Remaining:$86,928,835
Net Gain:$6,992,386
Prosper Rating:C
Interest Rate:20.26%
Loan Age:10 months
Pre SEC Registration Loans
ROI:-4.68%
Rate of Loss:18.04%
Total Lent:28,936 loans, $178,560,222
Remaining:$0
Net Gain:$-11,989,686
Credit Grade:B-
Interest Rate:17.29%
Loan Age:36 months
.
.
Loan_BreakdownLoansRemainingOriginal_Principal
Current:14,370$71,775,070$90,182,219
Issued:1,534$11,908,757$11,908,757
Loans Paid off:22,123 $0$127,797,304
Late 1-14:91 $386,067$450,164
Late 15-30:191 $817,112$1,009,858
Late 31-120:471 $2,030,121$2,451,578
Defaults:11,443 $50,431,278$73,102,843
Losses on delinquent loans are calculated according to the following table:
1-14 day late: 0%-60% loss
15-30 day late: 30%-90% loss
31-60 day late: 60%-100% loss
61-90 day late: 80%-100% loss
91-120 day late: 90%-100% loss
defaulted: 98%-100% loss
**Note** This data does not reflect any buying or selling activity on FolioFn.
.
Average Loan Profile (weighted by loan or bid size)
Size:$6,111Inquiries:2.1
Open Lines:8Total Lines:26.2
% Utilization:45%Revolving Debt:$19292
DTI=N/A:7%DTI:33%
7yr DQs >0:28.2%7yr DQs:*11.6
Current DQs >0:19.2%DQ Amount:*$3520.2
10yr P.R. >0:19.2%1yr P.R. >0:1.5%
Income:$64004Credit History:15 yrs
Repeaters:19.1%Payments:20
Blenders:10.2%Lent:$3,878
'Repeaters' are loans to repeat borrowers. 'Payments' are average # of
payments made by repeat borrowers.
*'7yr DQs' and 'DQ Amount' are averages of all values greater than zero.


Partial Performance Breakdown
FT=first time borrowers only; RB=repeat borrowers only (breakdowns include only billed loans)
| Loans| ROI| Loss| Age(m) | Total Lent| Current | Paid Off| Late| Defaulted
All -1.5% 15.7% 21.8 (48689) $294,993,966 (14364)$71,775,070 (22123) $127,797,304 (753) $3,233,300 (11443) $50,431,278
All First Time -2.6% 16.6% 24.1 (39284) $239,257,494 (9278)$46,080,760 (19051) $111,248,337 (523) $2,271,412 (10427) $46,148,879
All Repeat 5.5% 10.6% 14.1 (9405) $55,736,472 (5086)$25,694,310 (3072) $16,548,967 (230) $961,888 (1016) $4,282,399
All Blenders 4.1% 8.2% 22.4 (5101) $31,015,534 (1147)$5,957,337 (3461) $18,928,711 (48) $190,581 (443) $2,307,211
| Prosper Rating| ROI| Loss| Age(m) | Total Lent| Current | Paid Off| Late| Defaulted
AA FT 5.9% 2.2% 16.2 (1524) $11,757,882 (743)$4,606,119 (743) $4,541,049 (8) $29,907 (30) $200,175
A FT 5.3% 4.2% 17.5 (2901) $21,826,569 (1342)$8,197,792 (1394) $9,398,078 (32) $152,254 (132) $724,855
B FT 6% 6.4% 15.9 (3082) $23,511,794 (1477)$9,792,189 (1356) $9,655,456 (47) $260,237 (202) $1,129,761
C FT 7.9% 10.3% 16.3 (967) $4,818,851 (571)$1,875,751 (279) $1,275,275 (31) $108,639 (85) $411,004
D FT 2.5% 11.9% 20.2 (6597) $45,062,153 (2657)$12,642,416 (2879) $21,097,516 (186) $896,974 (874) $5,074,193
E FT -3.1% 17.7% 21.8 (3817) $26,379,863 (1434)$5,934,781 (1502) $11,370,502 (142) $598,145 (739) $4,914,643
HR FT -9.1% 22.6% 24.4 (2572) $17,220,247 (1054)$3,031,713 (848) $6,820,782 (77) $225,256 (591) $4,609,926
N/A FT -6.9% 21.7% 36 (17824) $88,680,135 ()$0 (10050) $47,089,679 () $0 (7774) $29,084,323
AA RB 4.9% 2.3% 15 (437) $3,063,505 (225)$1,218,146 (205) $1,125,676 () $0 (7) $56,919
A RB 6.9% 3% 12.2 (1527) $11,423,429 (959)$6,133,091 (508) $3,324,285 (20) $97,788 (39) $168,194
B RB 12% 1.3% 8.3 (594) $4,698,812 (486)$3,368,535 (99) $638,501 (2) $1,979 (7) $29,702
C RB 8.6% 6.7% 12.4 (1363) $9,534,643 (796)$4,925,976 (471) $2,980,763 (27) $141,888 (69) $367,469
D RB 7.5% 10.7% 13.8 (1838) $11,078,938 (1134)$5,326,449 (497) $3,010,038 (56) $280,087 (151) $820,864
E RB 6.6% 14.2% 14.1 (1646) $7,631,110 (903)$3,430,428 (481) $2,115,884 (69) $290,567 (193) $733,767
HR RB -0.9% 20.3% 23.3 (1496) $6,550,657 (583)$1,291,686 (517) $2,347,774 (56) $149,580 (340) $1,574,449
N/A RB -2.1% 20.3% 36 (525) $1,830,565 ()$0 (315) $1,081,233 () $0 (210) $531,034
| Year| ROI| Loss| Age(m) | Total Lent| Current | Paid Off| Late| Defaulted
2006 -3.6% 18% 36 (5902) $28,124,699 ()$0 (3609) $17,434,132 () $0 (2293) $7,239,780
2007 -6.9% 19.8% 36 (11460) $80,787,786 ()$0 (7027) $46,585,965 () $0 (4433) $23,120,488
2008 -2.6% 16.1% 36 (11552) $69,569,050 ()$0 (7820) $45,749,564 () $0 (3732) $16,307,181
2009 8.4% 7.1% 27.7 (2047) $8,914,396 (858)$1,094,137 (909) $3,926,827 (51) $79,939 (228) $763,333
2010 9.6% 7.1% 19 (5652) $26,940,486 (3248)$8,725,045 (1731) $8,098,668 (185) $560,522 (485) $1,650,755
2011 8.9% 9.1% 6.6 (11228) $75,138,013 (9453)$56,766,965 (991) $5,859,761 (510) $2,552,781 (272) $1,349,743
2012 15.7% 3.4% 1.3 (826) $5,440,849 (805)$5,188,922 (14) $63,700 (7) $40,058 () $0